STORM DAMAGE

Storm Damage Specialist

At Elmer Cook Construction & Roofing, we are your Storm Damage Prevention Specialists! We haven’t lost a metal roof that we’ve installed to a hurricane yet. Our roofs have stood up to Opal, Ivan, Dennis, Erin and Georges. The photo below is one of our roofs after hurricane Ivan hit the coast. Give us a call to get your house storm-ready or for any storm damage repairs that you need! (850) 865-6707.

Insurance Claims Specialists

Here at Elmer Cook Construction & Roofing, we will work with your insurance company to get any repairs done. Here are a few facts about insurance claims for homeowners:

  1. Weather related claims are an “Act of God ” claim, they can’t personally legally raise your rates for coming out to look at your roof for storm damage.
  2. Insurance companies are the wealthiest companies in the US for a reason. They know that homeowners DON’T know what storm damage looks like and they take advantage of that.
  3. Without an Elmer Cook insurance specialist meeting with their adjuster they can and will deny your claim.
  4. Some insurance companies actually train their adjusters to deny the claim and in fact some get bonuses if they do.
  5. All insurance companies can and will raise your rates in a zip code that has recently been hit by storms. If your rates went up it’s because you are paying for your neighbors to get roofs on their house from prior storms.
  6. This is why you pay premiums; let us go to work for you. We are a team of insurance experts and we will not allow them to mistreat you.
  7. You must pay your deductible or else you are committing insurance fraud.
  8. No homeowner can pocket ANY insurance money or it’s considered fraud.
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